Having worked in finance all my adult life, I have now been running my own mortgage business for over twenty years. I first explored equity release some seven years ago, as an option for my own mother. Having looked into it in detail, we were reassured that it was a safe way for her to access the funds that then enabled her to decorate her house, re-fit her kitchen, update her bathroom, and set money aside for a cruise to Norway! I was so impressed that the next logical step was to offer the same good financial opportunity to clients. My mum’s experience really showed me just how competitive, budget-friendly, and easy the latest equity release products were.
As a financial specialist personally going through the equity release process, I’ve had the advantage of seeing both sides of the story. I don’t like bad customer service, and I always try to think like my client. Am I giving them the best service I can? The question is integral to the way I work. I am someone who lives and breathes the world of finance – but I know most people only review their mortgages every 5 to 7 years and only look at equity releases once in their life.
When I’m not at my desk, my wife and I love to spend time in Lymington. With the great outdoor life of the water and the New Forest, we feel very much at home here; and I have been genuinely inspired by the clients I’ve met through my work – many of whom have now become friends. I love the Lymington philosophy that ‘life is for living’! There is a real sense of fun and adventure here. Everyone I meet has a story to tell, many having travelled the world, and I love hearing these tales when I meet new clients and get to understand their situation and goals.
When you choose to meet with me, I will fully explore your financial circumstances in order to identify the best products to suit your needs. It is important to take the time to go over everything in detail, so you can make fully informed decisions. I am equally happy to see clients face to face or make contact by phone or zoom. Typically, we may start with phone calls before moving onto positive in-person conversations – and your initial consultation is free of charge, with no obligation to go ahead. Not everyone will proceed but at least they know more about the process should they want to revisit it in the future.
The amount of money you may be able to release from your property will be dependent on various factors, including your age and the value of your home. Our guide could help you work out how much you could raise from your home. Find out more.