Equity release is a way of accessing the wealth that you have tied up in bricks and mortar – specifically in the value of your own home. It is likely to be your greatest financial asset. However, many people imagine that the only way to take this money out of their property is to sell up and downsize to a smaller home.
The fact is, though, that providing you are over the age of 55, you may be able to continue living in your home while also using some of the money tied up in its value. I will help you choose from hundreds of different equity release products with the most competitive interest rates available.
Access Equity Release has won awards for its performance in the financial services market, and I will always ensure that you get the very best advice and ongoing service to meet your requirements. Despite the current financial situation and rising interest rates, equity release remains a popular and affordable choice for many older borrowers.
Contact me now to learn more about equity release mortgages. To book a consultation, please call 0203 840 5011
When you arrange to speak to me about your plans you have the reassurance that I am someone with over 20 years of experience working closely with clients to make sure they are fully informed about the financial services market. I am passionate and highly knowledgeable about property; and, working for the independent company Access Equity Release, I have access to the full range of equity release products available.
Once we have explored what you are hoping to achieve, and calculated how much you can borrow against your home, I will look into the best equity release options for your purposes, and advise you about the choices I’ve picked for you. Key to our discussions will be understanding your plans for the future. It’s important to remember that equity release is not designed to be a short-term fix. Early repayment fees and restrictions are usually applied, and, though your home remains yours, as with any mortgage, the lender will put a Charge on the property. I will explain all these points in full.
Remember, you are not ‘just another client’. To me, every client is a valued individual with their own set of circumstances – and understanding your unique situation is what enables me to offer you the best impartial advice for equity release in Lymington.
The funds you release from the equity in your home are yours to spend as you choose. Popular uses include:
Home improvements
A special holiday you’ve always dreamed of taking
Repayment of an existing mortgage or other debts
Gifting to family and friends
Cost of living expenses
Private medical bills or home care